Tag Archives: Prayer

Cash Fardh vs. Credit Fardh

Posted on by

In the name of Allah, most Gracious, most Merciful.

I came across the idea of Cash and Credit Fardh a little while ago during a lecture about the teaching methods of Prophet Muhammad (S.A.W) and it has served as a good reminder to me ever since. I’ve found that even the simplest of principles are easily forgotten and are often neglected. The cash and credit analogy puts things into perspective and is something most of us would be familiar with. I hope you can benefit from it too.

A cash fardh is a compulsory/obligatory act that is prescribed at a specific time and falls due immediately while a credit fardh is a compulsory/obligatory act that is prescribed at a specific time however, due to certain circumstances, can fall due at a later date. In essence, it becomes a credit which needs to be paid back. For example, if a person meets the requirements to skip r miss a fast during Ramadhan (health reasons, etc.) the fast, though fardh, become a credit fardh which is due after Ramadhan, obviously sooner rather than later. Until the person completes the fast it is a credit fardh owed and represents a liability or a debt.

An example of a cash fardh is the 5 daily prayers and the Fajr prayer in particular. The Morning Prayer is prescribed at a certain time and the obligation must be fulfilled immediately. If for some reason you sleep in and aren’t able to pray within the prescribed time, the prayer remains a cash fardh which needs to be fulfilled as soon as possible. So if you miss Fajr, for whatever reason, you must pray as soon as you are able to without delaying any further. A cash fardh cannot be converted into a credit fardh, so you should avoid putting off the Fajr prayer until the Zohr prayer or any other time. If you maintain the 5 prayers on a cash basis, provided you make the right intention, Allah will guide you and you will easily fulfil your daily obligations. If you fall short on occasion, make up for it immediately and pray for Allah’s guidance – Allah is oft forgiving and most merciful.

If we divide our spiritual obligations into cash and credit terms, it becomes easier to recognize and prioritise certain acts. The key here is to highlight the cash fardh as the highest priority. Next time you miss a prayer, for whatever reason or excuse, think about cash vs. credit fardh and fulfil your duties accordingly. People work hard to avoid financial debt; we need to work harder to avoid spiritual debt.

May Allah guide us and allow us to fulfil our spiritual obligations punctually and sincerely… Ameen!

Stolen time…

Posted on by

In the name of Allah, most Gracious, most Merciful.

I was inspired by the following article titled “Shaytan called a worldwide convention”:

_______________

In his opening address to his evil Jinns, he said, “We can’t keep the Believers from going to Masjids. We can’t keep them from reading their Qur`an and knowing the truth. We can’t even keep them from forming an intimate, abiding relationship experience with Allah”. Once they gain that connection with Allah, our power over them is broken. So let them go to their Masjids; let them have their conservative lifestyles, but steal their time, so they can’t gain that relationship with Allah.

This is what I want you to do Jinns. Distract them from gaining hold of their Lord and maintaining that vital connection throughout their day! “How shall we do this?” shouted his Jinns. “Keep them busy in the non essentials of life and invent innumerable schemes to occupy their minds,” he answered. “Tempt them to spend, spend, spend, and borrow, borrow, borrow. Persuade the wives to go to work for long hours and the husbands to work 6-7days each week, 10-12 hours a day, so they can afford their empty lifestyles. Keep them from spending time with their children. As their family fragments, soon, their home will offer no escape from the pressures of work!” “Over-stimulate their minds so that they cannot hear that still, small voice. Entice them to play the radio or cassette player whenever they drive, to keep the TV, VCR, CDs and their PCs going constantly in their home and see to it that every store and restaurant in the world plays non-Qur`anic recitation constantly. This will jam their minds and break that union with Allah.” “Fill the coffee tables with magazines and newspapers. Pound their minds with the news 24 hours a day. Invade their driving moments with billboards. Flood their mailboxes with junk mail, mail order catalogs, sweepstakes, and every kind of newsletter and promotional offering free products, services and false hopes. Keep skinny, beautiful models on the magazines so their husbands will believe that external beauty is what’s important, and they’ll become dissatisfied with their wives. That will fragment those families quickly!” “Even in their recreation, let them be excessive. Have them return from their recreation exhausted, disquieted, and unprepared for the coming week. Don’t let them go out in nature to reflect on Allah’s wonders. Send them to amusement parks, sporting events, concerts and movies instead. Keep them busy, busy, and busy! And when they meet for spiritual fellowship, involve them in gossip and small talk so that they leave with troubled consciences and unsettled emotions. Go ahead, let them be involved in soul winning; but crowd their lives with so many good causes they have no time to seek power from Allah.” “Soon they will be working in their own strength, sacrificing their health and family for the good of the cause. It will work! It will work!” It was quite a convention. The evil Jinns went eagerly to their assignments causing Believers everywhere to get busier and more rushed, going here and there.

_______________

If you’re chasing your tail from morning to evening, waking up early, working late, not sleeping enough, studying hard and pursuing all the luxuries of this world, how much time do you devote towards you Lord? Apart from the 5 daily prayers, (I’m assuming we all manage that much at least) are we able to spare a few minutes everyday to read Quran? 5 minutes a day to read a Hadith? 5 minutes at the end of each day to thank Allah for his bounties? 5 minutes each morning to pray for guidance? A few minutes after each prayer for the remembrance of our Lord?

Why don’t we have time? Why can’t we spare a few minutes of our lives to remember and thank our Lord? From a young age we are moulded to pursue this lifestyle. Go to school so you can study, go to uni so you can get a job, get a job so you can make money, make more money so you can afford the house, the car, the holidays, the gadgets… and once you’re in the system, it ain’t easy to unplug. We are all guilty of it, unfortunately the lifestyle many of us pursue is not conducive to our Islamic way of life, however I don’t believe they are completely incompatible.

As I mentioned in “The jar of life”- Sometimes the less important things in life can distract us, filling up our time and keeping us away from what really matters. If we get our priorities in order, we can fit everything in. The  key is to prioritize, do what’s most important and Insha Allah you will see Barakah in your time and Barakah in your life. As a Muslim, prioritize your faith, be punctual and sincere in your prayers, devote some time each day to your Lord. Spend time with your family and do charitable work, fulfil your religious obligations and seek knowledge in your Faith. Your career, no matter how important it may be, must come after your religion and family. You will find that if you are able to maintain this balance, your work, studies and other responsibilities will find a way to work around your faith and Insha Allah you will succeed in them too.

A few things I’ve learnt to aid in better time management and pursuing a more Islamic way of life:

  • wake up early and pray Fajr
  • read Quran, exercise, study, etc, early in the morning – (stay up after Fajr)
  • stay focussed and set targets
  • make notes and use a diary
  • work hardest in the first half of the day
  • take breaks and pray on time
  • eat regularly, eat healthy
  • take time out to de-stress
  • skip the music – listen to Islamic lectures or nasheeds
  • avoid unnecessary distractions (facebook, twitter, aimless surfing) – there’s a time and place for this!
  • remember Allah and reflect upon his bounties (even the small ones)
  • when doing for others, make a sincere intention – sometimes the only difference between a random act and a spiritual act is the intention
  • make time for your family
  • avoid gossip
  • thank Allah for his provisions
  • read a book (Quran, Hadith, Islamic Stories, etc.) No good deed will go unnoticed
  • avoid excessive tv, movies, gaming
  • pray on time and preferably at the Mosque
  • renew your faith by visiting the Mosque daily
  • if you watch tv, don’t let it be the last thing you do before bed
  • make a sincere intention to wake up for Fajr
  • sleep early

I ask Allah to guide us and allow us to pursue an Islamic way of life. Its harder to achieve this in today’s secular environment but if we are successful, the reward will be greater… Insha Allah!

Muhammad al-Shareef has an inspiring lecture on time management which is available for download at http://www.kalamullah.com/muhammad-alshareef.html

I leave you with a quote by Imam Anwar al-Awlaki… “be mindful of Allah and Allah will be mindful of you”.

The jar of life…

Posted on by

In the name of Allah, most gracious, most merciful

I came across a story which I later found was documented in Stephen Convey’s book, First Things First.  In the story, a lecturer conducts an experiment using a glass jar, rocks, pebbles, sand and water. He begins to fill the jar with rocks until no more rocks would fit. The audience was convinced that the jar was now full. He then added a few pebbles to the jar which filled the gaps between the rocks. This time the audience agreed that the jar was probably not yet full. He then added some sand to the jar which filled the gaps between the rocks and the pebbles. When the audience agreed that the jar was still not full, he poured water into the jar which filled the gaps between the rocks, the pebbles and the sand. The audience was convinced that the jar was now full. Finally, the lecture explained that if we don’t put all the larger stones in the jar first, we will never be able to fit all of them in later.

If you think of the jar as your life, what are the rocks in your life? Family? Love? Friends? Religion? What we must remember is that it is most important to include the lager stones in our lives, because if we don’t do so, we are likely to miss out on life altogether.  If we give priority to the smaller things in life (pebbles & sand), our lives will be filled up with less important things, leaving little or no time for the things in our lives that are most important to us.

The rocks in our lives should be our family & our faith. Pray and seek spiritual guidance, spend time with your family, take your wife out, play with your kids and make time for yourself. There will always be time to go to work and do your chores.

Sometimes the less important things in life can distract us, filling up our time and keeping us away from what really matters. If we get our priorities in order, we can fit everything in…

May Allah grant us the ability to identify the rocks in our lives and grant us Barakah in our time… Ameen.

Thank your parents through prayer…

Posted on by

In the name of Allah, most gracious, most merciful.

“Thy Lord hath decreed that ye worship none but Him, and that ye be kind to parents. Whether one or more attain old age in thy life, say not to them a word of contempt, nor repel them, but address them in terms of honour. And out of kindness, lower to them the wing of humility, and say, “my Lord! bestow on them Thy Mercy, even as they cherished me in childhood.” (Quran 17: 23,24)

We often take for granted the people closest to us and neglect to acknowledge some of the greatest bounties Allah has bestowed upon us. We live in a world where love and respect for one’s parents is frowned upon and laughed at. Society has stripped us of  our basic instincts… to love and respect those dearest to us.

Islam promotes and encourages love and respect towards parents and the Quran itself makes reference to parents no less than 15 times. When asked about the signs of the last day, the Prophet Muhammad (S.A.W) mentioned two prophecies regarding the treatment of parents:

  1. When the offspring become a cause of grief and anger (for their parents).
  2. When a man obeys his wife and disobeys his mother; and treats his friend kindly while shunning his father (at-Tirmidhi)

We can all relate to these predictions and while we probably aren’t able to prevent them, the least we can do is change the way we treat our loved ones. The Quran and Sunnah have explained the status of parents in Islam and the importance of love and respect towards them. Some of the teachings of Prophet Muhammad (S.A.W), about our responsibilities towards parents include:

  • “Paradise lies under the feet of the mother.”
  • “God’s pleasure is in the pleasure of the father, and God’s displeasure is in the displeasure of the father.”
  • “He who wishes to enter Paradise through its best door must please his parents.”
  • “It is a pity that some people may not attain Paradise, on account of not serving their old parents.”
  • “If a person looks with love at his parents, God writes in his favor the reward equal to the performance of one Hajj.”

Remember these teachings when dealing with your parents and reflect on the sacrifices they have made for you. Acknowledge them, respect them, show gratitude towards them and pray for them.

رَبِّ اغْفِرْ لِي وَلِوَالِدَيَّ وَلِمَنْ دَخَلَ بَيْتِي مُؤْمِنًا وَلِلْمُؤْمِنِينَ وَالْمُؤْمِنَاتِ وَلاَ تَزِدْ الظَّالِمِينَ إِلاَّ تَبَارًا

Rabbighfir lii wali-waalidayya walilmum-iniina yauma yaquumul hisaab, Rabbirhamhumaa kamaa rabbayaani shag-hiiraa

O Lord, forgive me, my parents and Muslims in the Hereafter. O Lord, show mercy on them as they have nourished me when I was young.

Let us pray to Allah that He guide us to be respectful, kind, and obedient to our parents, and that we continue to show them humility regardless of the power, position, wealth, and influence we may possess. Let us also pray that we be patient, kind, thoughtful, and friendly with our children, as we guide them through their lives, and that we discharge our responsibilities towards them as required by our religion, so that Allah may be pleased with us, and may He Bless us and reward us, both in this world and in the Hereafter- Ameen.